Household Mortgage Affordability
Calculate what property you can afford based on your household take-home pay. Forward and reverse views with stress tests at higher rates.
Så här beräknar vi – metodik, formler och källorMax property price
£139.9k
Monthly take-home pay
£
£0£15k
£
£0£15k
Mortgage terms
%
0%10%
yrs
540
%
0%50%
%
10%50%
% of take-home
28.0%25%28%35%45%
Recommended
Max property price
£139.9k
Max mortgage
£125.9k
Monthly budget
£700
Deposit needed
£14.0k
If rates rise...
At 5.5%£773/mo (30.9%)
At 6.5%£850/mo (34.0%)
At 7.5%£931/mo (37.2%)
Your household take-home of £2,500/mo typically corresponds to a combined gross of ~£36.8k (assuming standard tax code, no student loan, no pension).
Informational estimate only — lenders use their own affordability models.
Se vad £139.9k kan köpa i ditt område