প্রকৃত হাতে আসা আয় অপ্টিমাইজকারী কর্মচারী ও পরিবারগুলো।
Section 80C Optimiser
Optimise your Section 80C investments for FY 2025-26. See how EPF, PPF, ELSS, LIC, and other instruments use your ₹1.5 lakh deduction limit. Find wasted deductions and save more tax.
আমরা কীভাবে গণনা করি - পদ্ধতি, সূত্র ও উৎস80C-এর অধীনে সাশ্রয়কৃত কর
₹22,464
at 30% slab + 4% cess
EPF auto-deducted: ₹72,000/year (12% of basic × 12 months). This already counts towards your 80C limit.
80C ব্যবহার
48%
কার্যকর ডিডাকশন
₹72,000
EPF (স্বয়ংক্রিয়ভাবে গণনা)
₹72,000
Room to save ₹24,336 more in tax
You have ₹78,000 of unused 80C space. Investing this amount would save an additional ₹24,336 in tax.
Investment breakdown
| Instrument | Amount | ||
|---|---|---|---|
| EPF (employee contribution)~8.25% · Until retirement | ₹72,000 | ||
| Total | ₹72,000 |
সর্বোচ্চ সম্ভাব্য সাশ্রয়
₹46,800
if you use full ₹1.5L
বর্তমানে সাশ্রয়
₹22,464
48% of max
Old regime only
Section 80C deductions are available only in the old tax regime. Under the new regime (Section 115BAC), these deductions are not available. Use the regime comparison calculator to check which regime saves you more.