실수령액 최적화를 원하는 직장인과 가정.
Section 80C Optimiser
Optimise your Section 80C investments for FY 2025-26. See how EPF, PPF, ELSS, LIC, and other instruments use your ₹1.5 lakh deduction limit. Find wasted deductions and save more tax.
계산 방법 - 방법론, 공식 및 출처80C로 절약한 세금
₹22,464
at 30% slab + 4% cess
EPF auto-deducted: ₹72,000/year (12% of basic × 12 months). This already counts towards your 80C limit.
80C 활용률
48%
실질 공제액
₹72,000
EPF (자동 산입)
₹72,000
Room to save ₹24,336 more in tax
You have ₹78,000 of unused 80C space. Investing this amount would save an additional ₹24,336 in tax.
Investment breakdown
| Instrument | Amount | ||
|---|---|---|---|
| EPF (employee contribution)~8.25% · Until retirement | ₹72,000 | ||
| Total | ₹72,000 |
최대 가능 절약액
₹46,800
if you use full ₹1.5L
현재 절약 중
₹22,464
48% of max
Old regime only
Section 80C deductions are available only in the old tax regime. Under the new regime (Section 115BAC), these deductions are not available. Use the regime comparison calculator to check which regime saves you more.