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SIP Step-Up Calculator

Compare a flat SIP vs step-up SIP with annual increases. See how increasing your SIP by 10% every year can dramatically grow your mutual fund corpus over time.

계산 방법 - 방법론, 공식 및 출처

스텝업 적립금

₹33,74,326

₹10.5L extra vs flat SIP (45% more)

%
years
%

Your SIP increases from ₹10,000/month in year 1 to ₹23,579/month in year 10.

고정 SIP

적립금

₹23,23,391

투자금

₹12,00,000

수익

₹11,23,391

스텝업 SIP

적립금

₹33,74,326

투자금

₹19,12,491

수익

₹14,61,835

₹10.5L extra wealth from step-up

By increasing your SIP by 10% each year, you invest ₹7,12,491 more but your corpus grows by ₹10,50,936 - that's 45% more than a flat SIP.

고정 SIP vs 스텝업 SIP

₹0₹2L₹4L₹6L₹8L₹10L₹12L₹14L₹16L₹18L₹20L₹22L₹24L₹26L₹28L₹30L₹32L₹34L₹36L0yr2yr4yr6yr8yr10yrYears
스텝업 SIP
고정 SIP
Extra from step-up
Year-by-year SIP step-up schedule comparing flat and step-up balances
YearSIP/moStep-Up
1₹10,000₹1,28,093
2₹11,000₹2,85,241
3₹12,100₹4,76,410
4₹13,310₹7,07,323
5₹14,641₹9,84,570
6₹16,105₹13,15,734
7₹17,716₹17,09,527
8₹19,487₹21,75,956
9₹21,436₹27,26,501
10₹23,579₹33,74,326