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Section 80C Optimiser
Optimise your Section 80C investments for FY 2025-26. See how EPF, PPF, ELSS, LIC, and other instruments use your ₹1.5 lakh deduction limit. Find wasted deductions and save more tax.
So berechnen wir das - Methodik, Formeln & QuellenSteuerersparnis unter 80C
₹22,464
at 30% slab + 4% cess
EPF auto-deducted: ₹72,000/year (12% of basic × 12 months). This already counts towards your 80C limit.
80C-Ausnutzung
48%
Effektiver Abzug
₹72,000
EPF (automatisch gezählt)
₹72,000
Room to save ₹24,336 more in tax
You have ₹78,000 of unused 80C space. Investing this amount would save an additional ₹24,336 in tax.
Investment breakdown
| Instrument | Amount | ||
|---|---|---|---|
| EPF (employee contribution)~8.25% · Until retirement | ₹72,000 | ||
| Total | ₹72,000 |
Maximal mögliche Ersparnis
₹46,800
if you use full ₹1.5L
Derzeit sparen
₹22,464
48% of max
Old regime only
Section 80C deductions are available only in the old tax regime. Under the new regime (Section 115BAC), these deductions are not available. Use the regime comparison calculator to check which regime saves you more.