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SIP Step-Up Calculator
Compare a flat SIP vs step-up SIP with annual increases. See how increasing your SIP by 10% every year can dramatically grow your mutual fund corpus over time.
Sådan beregner vi dette - metode, formler og kilderOptrappet formue
₹33,74,326
₹10.5L extra vs flat SIP (45% more)
₹
%
years
%
Your SIP increases from ₹10,000/month in year 1 to ₹23,579/month in year 10.
Flad SIP
Formue
₹23,23,391
Investeret
₹12,00,000
Afkast
₹11,23,391
Optrappet SIP
Formue
₹33,74,326
Investeret
₹19,12,491
Afkast
₹14,61,835
₹10.5L extra wealth from step-up
By increasing your SIP by 10% each year, you invest ₹7,12,491 more but your corpus grows by ₹10,50,936 - that's 45% more than a flat SIP.
Flad SIP vs Optrappet SIP
Optrappet SIP
Flad SIP
Extra from step-up
| Year | SIP/mo | Step-Up |
|---|---|---|
| 1 | ₹10,000 | ₹1,28,093 |
| 2 | ₹11,000 | ₹2,85,241 |
| 3 | ₹12,100 | ₹4,76,410 |
| 4 | ₹13,310 | ₹7,07,323 |
| 5 | ₹14,641 | ₹9,84,570 |
| 6 | ₹16,105 | ₹13,15,734 |
| 7 | ₹17,716 | ₹17,09,527 |
| 8 | ₹19,487 | ₹21,75,956 |
| 9 | ₹21,436 | ₹27,26,501 |
| 10 | ₹23,579 | ₹33,74,326 |