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Gerçek net maaş sonuçlarını optimize eden çalışanlar ve haneler.

Section 80C Optimiser

Optimise your Section 80C investments for FY 2025-26. See how EPF, PPF, ELSS, LIC, and other instruments use your ₹1.5 lakh deduction limit. Find wasted deductions and save more tax.

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80C kapsamında tasarruf edilen vergi

₹22,464

at 30% slab + 4% cess

Vergi dilimi

EPF auto-deducted: ₹72,000/year (12% of basic × 12 months). This already counts towards your 80C limit.

%

80C kullanım oranı

48%

₹72,000 invested₹1,50,000 limit

Geçerli kesinti

₹72,000

EPF (otomatik sayılır)

₹72,000

Room to save ₹24,336 more in tax

You have ₹78,000 of unused 80C space. Investing this amount would save an additional ₹24,336 in tax.

Investment breakdown

Section 80C investment breakdown by instrument with amounts, returns, and lock-in periods
InstrumentAmount
EPF (employee contribution)~8.25% · Until retirement₹72,000
Total₹72,000

Mümkün olan maksimum tasarruf

₹46,800

if you use full ₹1.5L

Şu anda tasarruf edilen

₹22,464

48% of max

Old regime only

Section 80C deductions are available only in the old tax regime. Under the new regime (Section 115BAC), these deductions are not available. Use the regime comparison calculator to check which regime saves you more.