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Mutual Fund Capital Gains Tax Calculator
Calculate capital gains tax on your mutual fund redemption. Covers equity LTCG (12.5% above ₹1.25L), STCG (20%), debt fund taxation at slab rate, and grandfathering for pre-2018 investments. Updated for Finance Act 2024.
Comment nous calculons cela - méthodologie, formules et sourcesImpôt à payer
₹21,875
Equity MF (≥65% equity)
Equity Mutual Fund • held for 1 year 2 months • Long-term capital gain of ₹3,00,000
Produit après impôt
₹7.8L
Gain net
+₹2.8L
Taux d'imposition effectif
7.29%
Détail du rachat
Calcul de l'impôt
Surcharge and 4% health & education cess not included. Actual tax may be slightly higher.
Tax-efficient exit
Equity LTCG is the most tax-efficient category at 12.5% with ₹1.25L annual exemption. Your effective tax rate is 7.3%.
Référence rapide des règles fiscales
| Fund Type | STCG Rate | LTCG Rate | LT Threshold | Exemption |
|---|---|---|---|---|
| Equity MF | 20% | 12.5% | >12 mo | ₹1.25L |
| Debt (post-Apr '23) | Slab rate (always) | N/A | None | |
| Debt (pre-Apr '23) | Slab rate | 12.5% | >24 mo | None |
| Hybrid/Intl/Gold | Slab rate | 12.5% | >24 mo | None |
Per Finance Act 2024, effective 23 July 2024. Surcharge & cess additional. Equity grandfathering applies to units bought before 31 Jan 2018.
Disclaimer: This calculator provides an estimate based on Finance Act 2024 rates. It does not include surcharge (10-37% for high incomes) or 4% health & education cess. Equity LTCG exemption of ₹1.25L is per financial year across all equity transactions. Capital losses can be set off against gains - consult a CA for your complete tax picture.