موظفون وأسر يحسّنون صافي الدخل الفعلي.
Section 80C Optimiser
Optimise your Section 80C investments for FY 2025-26. See how EPF, PPF, ELSS, LIC, and other instruments use your ₹1.5 lakh deduction limit. Find wasted deductions and save more tax.
كيف نحسب هذا - المنهجية والصيغ والمصادرالتوفير الضريبي بموجب 80C
₹22,464
at 30% slab + 4% cess
EPF auto-deducted: ₹72,000/year (12% of basic × 12 months). This already counts towards your 80C limit.
استخدام 80C
48%
الخصم الفعلي
₹72,000
EPF (يُحتسب تلقائياً)
₹72,000
Room to save ₹24,336 more in tax
You have ₹78,000 of unused 80C space. Investing this amount would save an additional ₹24,336 in tax.
Investment breakdown
| Instrument | Amount | ||
|---|---|---|---|
| EPF (employee contribution)~8.25% · Until retirement | ₹72,000 | ||
| Total | ₹72,000 |
أقصى توفير ممكن
₹46,800
if you use full ₹1.5L
التوفير الحالي
₹22,464
48% of max
Old regime only
Section 80C deductions are available only in the old tax regime. Under the new regime (Section 115BAC), these deductions are not available. Use the regime comparison calculator to check which regime saves you more.