Health & Fitness

How Heart Rate Zones Are Calculated

How heart rate training zones are calculated using the percentage-of-max and Karvonen methods, with Tanaka and traditional max HR formulas.

Verified against Tanaka et al. (2001) β€” Age-predicted maximal heart rate revisited on 15 Feb 2026 Updated 15 February 2026 4 min read
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Samenvatting

Heart rate training zones divide your effort range into five intensity bands, each targeting different physiological adaptations. Zone 1 is light recovery work; Zone 5 is all-out effort. The zones are calculated as percentages of your estimated maximum heart rate (MHR), using either a simple percentage or the Karvonen method which personalises the zones using your resting heart rate.

The 5-zone model is the most widely used framework in endurance sports (Seiler & Kjerland, 2006) and aligns with the American Heart Association (AHA) and American College of Sports Medicine (ACSM) intensity classifications.

Hoe het werkt

  1. Estimate your maximum heart rate β€” using either the Tanaka formula (more accurate) or the traditional 220 βˆ’ age formula
  2. Choose a zone method β€” percentage of max HR (simpler) or Karvonen/heart rate reserve (more personalised)
  3. Calculate zone boundaries β€” apply the chosen method to map each zone’s percentage range into actual BPM values

The formulas

Maximum heart rate estimation

Tanaka formula (recommended):

MHR = 208 βˆ’ 0.7 Γ— Age

Where

MHR= Estimated maximum heart rate (bpm)
Age= Age in years

Based on a meta-analysis of 351 studies with 18,712 participants (Tanaka et al., 2001, JACC). More accurate than the traditional formula across all age groups, especially for older adults. Gender and habitual physical activity level do not significantly affect the equation.

Traditional formula (Fox et al., 1971):

MHR = 220 βˆ’ Age

Where

MHR= Estimated maximum heart rate (bpm)
Age= Age in years

Widely cited but less accurate. Tends to overestimate max HR in younger people and underestimate it in older adults.

Zone calculation: percentage of max HR

Target HR = MHR Γ— Intensity%

Where

MHR= Estimated maximum heart rate
Intensity%= Zone boundary percentage (0.50 to 1.00)

Simple and requires only your age. Does not account for individual fitness level.

Zone calculation: Karvonen (heart rate reserve)

Target HR = (HRR Γ— Intensity%) + RHR

Where

HRR= Heart rate reserve = MHR βˆ’ RHR
Intensity%= Zone boundary percentage (0.50 to 1.00)
RHR= Resting heart rate (bpm)

Uses your resting heart rate to personalise zone boundaries. A fitter person (lower resting HR) gets wider zones and lower Zone 1 boundaries. Recommended by the ACSM for exercise prescription because it correlates more closely with %VOβ‚‚max (Karvonen et al., 1957).

The 5-zone model

ZoneName% RangeEffortDescription
1Recovery50–60%Very lightWarm-up, cool-down, active recovery. Full conversation possible.
2Fat Burn60–70%Light–moderateSteady runs, walks, easy cycling. Sentences easily spoken.
3Aerobic70–80%ModerateTempo runs, steady cycling. Short sentences only.
4Threshold80–90%HardInterval training, fast running. Only a few words at a time.
5Maximum90–100%All-outSprints, max power. Cannot speak. Short bursts only.

The percentage ranges are the same whether using the percentage-of-max or Karvonen method β€” what changes is how those percentages map to BPM values.

Worked examples

Example 1: Percentage method

30-year-old, Tanaka formula, percentage of max HR

1

Max HR (Tanaka)

208 βˆ’ 0.7 Γ— 30 = 208 βˆ’ 21 = 187 bpm

= 187 bpm

2

Zone 1 (50–60%)

187 Γ— 0.50 = 93.5 β†’ 94 bpm, 187 Γ— 0.60 = 112.2 β†’ 112 bpm

= 94–112 bpm

3

Zone 2 (60–70%)

112 bpm (contiguous), 187 Γ— 0.70 = 130.9 β†’ 131 bpm

= 112–131 bpm

4

Zone 3 (70–80%)

131 bpm, 187 Γ— 0.80 = 149.6 β†’ 150 bpm

= 131–150 bpm

5

Zone 4 (80–90%)

150 bpm, 187 Γ— 0.90 = 168.3 β†’ 168 bpm

= 150–168 bpm

6

Zone 5 (90–100%)

168 bpm to max HR = 187 bpm

= 168–187 bpm

Result

5 contiguous zones from 94 bpm (Zone 1 low) to 187 bpm (max HR)

Example 2: Karvonen method

30-year-old, resting HR 60, traditional formula, Karvonen method

1

Max HR (traditional)

220 βˆ’ 30 = 190 bpm

= 190 bpm

2

Heart rate reserve

190 βˆ’ 60 = 130 bpm

= HRR = 130 bpm

3

Zone 1 (50–60% HRR)

(130 Γ— 0.50) + 60 = 125, (130 Γ— 0.60) + 60 = 138

= 125–138 bpm

4

Zone 2 (60–70% HRR)

138, (130 Γ— 0.70) + 60 = 151

= 138–151 bpm

5

Zone 3 (70–80% HRR)

151, (130 Γ— 0.80) + 60 = 164

= 151–164 bpm

6

Zone 4 (80–90% HRR)

164, (130 Γ— 0.90) + 60 = 177

= 164–177 bpm

7

Zone 5 (90–100% HRR)

177 to max HR = 190 bpm

= 177–190 bpm

Result

Karvonen zones start higher (125 vs 95 bpm for Zone 1) because resting HR raises the floor

Measuring resting heart rate

Measure first thing in the morning, before getting out of bed, on 3 consecutive days. Average the readings.

  • NHS normal range: 60–100 bpm for adults
  • Trained athletes: 40–60 bpm is common
  • A lower resting heart rate generally indicates better cardiovascular fitness

Aannames en beperkingen

  • Max HR is an estimate. Both formulas predict population averages with a standard deviation of approximately Β±10 bpm. The only way to know your true max HR is a supervised maximal exercise test.
  • Individual variation is significant. Two 30-year-olds can have max HRs differing by 20+ bpm. Zone boundaries should be treated as guidelines, not hard thresholds.
  • The 5-zone model is a simplification. Physiological transitions (aerobic threshold, lactate threshold) don’t fall neatly at round percentage boundaries. Lab-based lactate testing provides more precise individual thresholds.
  • Resting HR varies day to day. Stress, sleep, hydration, caffeine, and illness all affect resting heart rate. Measure consistently for the best Karvonen results.
  • Not suitable for certain medical conditions. People on beta-blockers or with cardiac conditions should consult their doctor, as these medications directly affect heart rate response.

Verificatie

Test caseMethodMax HRZone 1Zone 3Zone 5Source
Age 30, Tanaka, %MHRPercentage18794–112131–150168–187Manual calc
Age 30, Trad, Karv, RHR=60Karvonen190125–138151–164177–190calculator.net
Age 45, Trad, Karv, RHR=70Karvonen175123–133144–154165–175Manual calc

All values cross-checked against calculator.net and manual calculation of the Tanaka/Fox and Karvonen formulas.

Sources

heart-rate training-zones karvonen exercise cardiovascular