50/30/20 Budget Calculator
Split your after-tax income into needs, wants, and savings. Adjust ratios or pick a preset to find the right balance.
Monthly savings
£600
£
%
%
%
Monthly budget
£3,000
£36,000 per year
50%
30%
20%
NeedsWantsSavings
Needs (50%)
Rent, bills, groceries, transport
£1,500/mo
£18,000/yr
Wants (30%)
Dining out, entertainment, shopping
£900/mo
£10,800/yr
Savings (20%)
Emergency fund, investments, pension
£600/mo
£7,200/yr