Who this is for
Employees and households optimizing real take-home outcomes.
UK Inheritance Tax Calculator Calculate how much Inheritance Tax your estate would pay. Includes nil-rate band, residence nil-rate band, spousal transfer, gifts, and charitable giving. 2025/26 thresholds (NRB £325,000, RNRB £175,000).
Your estate is within the tax-free threshold - no IHT due.
Marital status
Single
Not married or in a civil partnership
Married / Civil Partner
Everything passes to your partner tax-free
Widowed
Can inherit unused NRB/RNRB from partner
Leaving home to direct descendants?
Children, grandchildren, step-children
RNRB of up to £175,000 applies - raising your threshold to £500,000.
Show gifts & charitable bequests Inheritance tax threshold breakdown showing nil-rate band, residence nil-rate band, and total tax-free threshold Threshold breakdown Amount Nil-rate band (NRB) £325,000 Residence nil-rate band (RNRB) +£175,000 Tax-free threshold £500,000
Beneficiaries receive
£500,000
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