Who this is for
Buyers and owners planning borrowing, costs, and home decisions.
Deposit Savings Timeline
How long until you can buy? Enter your target property, current savings, and monthly saving to see when you'll reach your deposit goal.
How we calculate this - methodology, formulas & sourcesTime to deposit
2 yrs 3 mo
Target date: June 2028
£
£50k£2m
%
£
£0£200k
£
%
Deposit needed
£30,000
Gap to fill
£15,000
Monthly saving
£500
Savings growth
Your savings
Deposit target
🇬🇧 Market snapshot: United Kingdom
Avg mortgage rate3.92%
Avg house price£270,259
Typical LTV75%
Data sourced from central banks and statistics offices. Last verified Feb 2026.