Car Running Cost Calculator
Find out what your car really costs per year, per month, and per mile. Includes the hidden costs most people forget — depreciation, insurance, MOT, servicing, tyres, and more.
Total annual cost
£3,821
£318/mo
Your car
Fuel
Annual fixed costs
Optional costs
Defaults based on UK averages: DfT mileage data (2024), RAC fuel prices (Feb 2026), Gov.uk VED rates (2025/26), Confused.com insurance index (Jan 2026), Carwow depreciation data.
Total annual cost
£3,821
£318/month · £10/day
Cost per mile
54p
15p fuel only
Monthly cost
£318
£10/day
Annual cost breakdown
The hidden cost: depreciation
Your car loses roughly £1,200/year in value — that's £100/month just sitting on your drive. That's more than you spend on fuel.
Your biggest expense
📉 Depreciation at £1,200/year accounts for 31% of your total car costs.
Your car costs the equivalent of 1,092 cups of coffee per year. That's 21 coffees every week.
Verdict: Below average for UK car owners. You're running this car sensibly.