Health & Fitness

How Body Fat Percentage Is Estimated

How body fat percentage is estimated using measurement-based formulas including the US Navy method, skinfold calipers, and how it compares to clinical methods.

Verified against US Navy Body Composition Assessment (NAVADMIN 178/15) on 28 Feb 2026 Updated 28 February 2026 4 min read
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Summary

Body fat percentage is the proportion of your total body weight that is fat tissue. Unlike BMI, it distinguishes between fat and lean mass, making it a better indicator of health and fitness. The calculator estimates body fat using the US Navy circumference method, which requires only a tape measure and provides results within 3-4% of clinical methods like DEXA.

How it works

US Navy method

The US Navy developed a formula based on body circumference measurements:

Men: Body fat % = 86.010 x log10(waist - neck) - 70.041 x log10(height) + 36.76

Women: Body fat % = 163.205 x log10(waist + hip - neck) - 97.684 x log10(height) - 78.387

Measurements are in centimetres. Waist is measured at the navel, neck at the narrowest point, and hips at the widest point.

Body fat categories

CategoryMenWomen
Essential fat2-5%10-13%
Athletes6-13%14-20%
Fitness14-17%21-24%
Average18-24%25-31%
Obese25%+32%+

Women carry higher essential fat due to reproductive function.

Other estimation methods

  • Skinfold calipers (Jackson-Pollock 3 or 7 site): measures fat fold thickness at specific body sites. Accuracy depends on the tester’s skill.
  • Bioelectrical Impedance (BIA): sends a small current through the body. Affected by hydration, food intake, and time of day.
  • DEXA scan: clinical gold standard. Uses X-rays to measure bone, lean, and fat mass separately. Accuracy within 1-2%.

Worked example

Male: height 180 cm, waist 88 cm, neck 38 cm

  1. log10(88 - 38) = log10(50) = 1.6990
  2. log10(180) = 2.2553
  3. Body fat = 86.010 x 1.6990 - 70.041 x 2.2553 + 36.76
  4. = 146.14 - 157.93 + 36.76
  5. = 24.97% (Average category)

Inputs explained

  • Gender — different formulas for men and women
  • Height — in cm or feet/inches
  • Waist circumference — measured at the navel
  • Neck circumference — measured at the narrowest point
  • Hip circumference — women only, measured at the widest point

Outputs explained

  • Body fat percentage — estimated proportion of body weight that is fat
  • Fat mass — body fat in kg
  • Lean mass — everything else (muscle, bone, organs, water)
  • Category — essential, athlete, fitness, average, or obese
  • Comparison to healthy range — how far from the healthy range you are

Assumptions & limitations

  • The Navy method has an accuracy of ±3-4% compared to DEXA. It is a screening tool, not a diagnostic measurement.
  • Measurement consistency is key. Measure at the same time of day, same hydration level, and same anatomical landmarks.
  • Formulas may be less accurate for very lean (bodybuilders) or very obese individuals.
  • Does not distinguish between visceral fat (around organs, high health risk) and subcutaneous fat (under skin, lower risk).
  • Muscle mass is not assessed — two people at the same body fat % can have very different muscle levels.

Sources

body-fat body-composition navy-method skinfold health