Who this is for

Buyers and owners planning borrowing, costs, and home decisions.

LTV Calculator

Calculate your loan-to-value ratio and see which mortgage rate bands are available to you.

How we calculate this - methodology, formulas & sources

Loan-to-value (LTV)

75.0%

75–80% - Good rates
£
£50k£2m
£
£0£2m

Decent equity - you qualify for most standard mortgage products.

Equity

£75,000

Equity %

25%

LTV scale

75.0%
0%60%75%80%90%95%100%