Who this is for
Employees and households optimizing real take-home outcomes.
Maternity, Paternity & Sick Pay Calculator
See exactly how your income changes during maternity leave, paternity leave, or sick leave. Compare statutory pay with your employer's enhanced scheme and plan your finances around the income gap.
How we calculate this - methodology, formulas & sourcesIncome loss over 52 weeks
£29,669
vs full salary of £40,000/yr
£
£10k£200k
039
033
£
£0£50k
£
£0£3k
Total leave pay
£10,331
£861/mo avg
Normal salary
£3,333/mo
£40,000/yr
Your maternity pay breakdown
90% of salary6 weeks at £692/wkStatutory rate33 weeks at £187.18/wkUnpaid leave13 weeks
Monthly income during leave
Leave pay
Full salary
Month-by-month breakdown
| Month | Leave pay | Full salary | Gap |
|---|---|---|---|
| 1 | £3,000 | £3,333 | -£333 |
| 2 | £1,653 | £3,333 | -£1,680 |
| 3 | £811 | £3,333 | -£2,522 |
| 4 | £811 | £3,333 | -£2,522 |
| 5 | £811 | £3,333 | -£2,522 |
| 6 | £811 | £3,333 | -£2,522 |
| 7 | £811 | £3,333 | -£2,522 |
| 8 | £811 | £3,333 | -£2,522 |
| 9 | £811 | £3,333 | -£2,522 |
| 10 | £0 | £3,333 | -£3,333 |
| 11 | £0 | £3,333 | -£3,333 |
| 12 | £0 | £3,333 | -£3,333 |
2025/26 statutory rates
SMP: 6 wks at 90% of earnings, then 33 wks at £187.18/wk (or 90% if lower)
SPP: 2 wks at £187.18/wk (or 90% if lower)
SSP: £118.75/wk for up to 28 wks (3 waiting days)