Who this is for
Buyers and owners planning borrowing, costs, and home decisions.
Compare Mortgage Deals
Compare two mortgage deals side by side. See total cost including fees, monthly payments, and which deal saves you more.
How we calculate this - methodology, formulas & sourcesDeal B saves you
£22,125
over the full term
Deal ADeal B
Rate4.5%3.99%
Term25 yrs25 yrs
Monthly payment£1,501£1,424
Total interest£180,224£157,101
Fees£0£999
Total cost£450,224£428,100
£
£50k£5m
£
£0£300,000
Deal A
%
0%10%
years
5 yrs40 yrs
£
£0£5,000
Deal B
%
0%10%
years
5 yrs40 yrs
£
£0£5,000
Comparison assumes fixed rates for the full term. In practice, most deals are fixed for 2–5 years before reverting to a variable rate.