Who this is for
Employees and households optimizing real take-home outcomes.
Student Loan Repayment Calculator
Find out when your student loan will be paid off, how much you'll actually repay, and whether voluntary overpayments make sense. All UK plan types supported.
How we calculate this - methodology, formulas & sourcesTotal you'll repay
£72,994
on a £50,000 loan - £25,485 written off
England/Wales 2012–2023 · Threshold: £28,470
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£0£200k
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£0£200k
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0%10%
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0%10%
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£0£500
Total you'll repay
£72,994
on a £50,000 loan - £25,485 written off
Monthly repayment
£48.97/mo
Written off after
30 years
Total interest
£48,478
Amount written off
£25,485
Loan balance over time
Remaining balance written off after 30 years
Loan summary
Original balance£50,000Total repaid£72,994Total interest£48,478Written off£25,485Repaid as % of original145.99%