UK Mortgage Calculator
Calculate your monthly mortgage payment based on property price, deposit, interest rate, and term. Instant results with amortization chart.
How we calculate this - methodology, formulas & sourcesYour monthly payment
£1,251
£407 principal · £844 interest
Total repayable
£375,187
Total interest
£150,187
Loan amount
£225,000
Loan-to-value
90%
High LTV (90%)
At 90% loan-to-value, most lenders charge higher interest rates and may require mortgage indemnity insurance. Consider increasing your deposit to get below 80% LTV for better deals.
Principal vs interest remaining
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🇬🇧 Market snapshot: United Kingdom
Data sourced from central banks and statistics offices. Last verified Feb 2026.
For illustration only. Actual rates depend on your lender, credit history, and property.