Take-home

£3,293/mo

You keep 72p per extra £1

£
£0£500k

Standard allowance — used by most employees

Understanding your payslip

Income Tax — charged on earnings above your personal allowance (£12,570/yr), at rates from 20% to 45%.

National Insurancea separate payroll tax: 8% on earnings between £12,570 and £50,270, then 2% above that.

What if I get a raise?

See how a pay rise changes your take-home after tax

Take-home pay

£3,293/mo

£39,520/yr

Your next £1 earned

You keep 72p

Marginal rate: 28%

Salary and deductions breakdown by annual, monthly, and weekly periods
AnnualMonthly
Gross salary£50,000£4,167
Personal allowance£12,570£1,048
Taxable income£37,430£3,119
Income tax£7,486£624
Basic rate (20%)£7,486£624
National Insurance£2,994£250
Main rate (8%)£2,994£250
Take-home£39,520£3,293

Effective tax rate

21%

Daily take-home

£108

4-weekly

£3,040

2-weekly

£1,520

Employer NI

Your employer pays this on top of your salary — not deducted from your pay

£6,750/yr

Total employer cost

£56,750/yr

Marginal tax rate by salary

You62% trap0%10%20%30%40%50%60%70%£0£50k£100k£150k£200kAnnual salary
<30%
30–45%
>45%
PA taper zone
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